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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,647 | $70,366+80.0% | $66,674+90.0% | $138,895-8.8% |
| Participation rate | 92.3% | 76.2%+16.1pp | 73.7%+18.6pp | 79.9%+12.4pp |
| Annual return | 22.84% | 386.41%-363.6pp | 321.24%-298.4pp | 145.39%-122.6pp |
| Employer contribution / active EE | $7,852 | $2,765+184.0% | $2,620+199.7% | $4,194+87.2% |
| Participant deferral / active EE | $6,746 | $4,374+54.2% | $4,084+65.2% | $6,396+5.5% |
| Admin fee / account holder | $675 | $5,262-87.2% | $5,098-86.8% | $12,562-94.6% |