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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,613 | $99,053-90.3% | $88,179-89.1% | $138,895-93.1% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.1%+5.9pp | 79.9%-4.9pp |
| Annual return | 29.21% | 78.17%-49.0pp | 64.97%-35.8pp | 145.39%-116.2pp |
| Employer contribution / active EE | $1,502 | $2,882-47.9% | $2,549-41.1% | $4,194-64.2% |
| Participant deferral / active EE | $2,732 | $5,225-47.7% | $4,614-40.8% | $6,396-57.3% |
| Admin fee / account holder | $1,893 | $8,748-78.4% | $7,673-75.3% | $12,562-84.9% |