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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,962 | $111,785+14.5% | $93,669+36.6% | $145,877-12.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 22.36% | 203.79%-181.4pp | 133.59%-111.2pp | 551.28%-528.9pp |
| Employer contribution / active EE | $15,865 | $3,096+412.5% | $2,424+554.6% | $4,663+240.2% |
| Participant deferral / active EE | $12,031 | $4,919+144.6% | $4,416+172.5% | $6,691+79.8% |
| Admin fee / account holder | $4,098 | $10,256-60.0% | $8,291-50.6% | $13,402-69.4% |