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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,760 | $102,663-15.5% | $86,216+0.6% | $139,466-37.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 24.21% | 1924.52%-1900.3pp | 1169.42%-1145.2pp | 373.66%-349.5pp |
| Employer contribution / active EE | $11,929 | $3,035+293.1% | $2,382+400.9% | $4,754+150.9% |
| Participant deferral / active EE | $14,915 | $4,677+218.9% | $3,986+274.2% | $6,712+122.2% |
| Admin fee / account holder | $890 | $8,663-89.7% | $6,853-87.0% | $11,409-92.2% |