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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,970 | $118,695+39.8% | $98,916+67.8% | $158,950+4.4% |
| Participation rate | 85.7% | 77.8%+7.9pp | 76.0%+9.7pp | 82.0%+3.8pp |
| Annual return | 9.52% | 372.39%-362.9pp | 196.45%-186.9pp | 302.91%-293.4pp |
| Employer contribution / active EE | $0 | $3,333-100.0% | $2,689-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,182 | $5,088-37.5% | $4,245-25.0% | $5,983-46.8% |
| Admin fee / account holder | $16,992 | $10,132+67.7% | $6,642+155.8% | $11,248+51.1% |