Retirement plan

FAMILY ALLERGY AND ASTHMA SAFE HARBOR 401K PLAN

Name: FAMILY ALLERGY MSO, LLC - FAMILY ALLERGY AND ASTHMA SAFE HARBOR 401K PLAN (2019) Form 5500
Creator: FAMILY ALLERGY MSO, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FAMILY ALLERGY AND ASTHMA SAFE HARBOR 401K PLAN, FAMILY ALLERGY MSO, LLC

FAMILY ALLERGY MSO, LLCEIN 82-4503357Plan #001PY 2019

9800 SHELBYVILLE ROAD, SUITE 220 - LOUISVILLE, KY 40223502-429-8585familyallergy.comLinkedIn501-1000 employeesmedical practice

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$20.5M

+35.1% from 2018

Total participants

245

+7.0% from 2018

Average account balance

$101,717

+15.7% from 2018

Annual return

28.08%

+34.70 pp from 2018

Benchmarks

See 5,342 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,342 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.24M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$94K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

395

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

63.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.00M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$238

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
PENSION CORPORATION OF AMERICA2+ years Service code 13 · EIN 31-1360674	Contract Administrator	$18,865
DEMING MALONE LIVESAY & OSTROFF2+ years Service code 10 · EIN 61-1064249	Accounting	$9,800
PCA INVESTMENT ADVISORY SERVICES2+ years Service code 50 · EIN 59-3766965	Direct Payment	$4,694
CHARLES SCHWAB & CO., INC.2+ years Service code 59 · EIN 94-1737782	Shareholder Servicing	$0
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB TRUST COMPANY Service code 52 · EIN 42-1558009	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$37K

$169 / participant

Investment mgmt$5K12.6%
Contract admin$23K61.1%
Other / not subdivided$10K26.3%

% of EOY assets

0.181%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MCM CPAS & ADVISORS LLP
Auditor EIN: 271235638
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$101,717

$52,961+92.1%

$172,755-41.1%

$65,185+56.0%

Participation rate

80.5%

66.2%+14.3pp

82.6%-2.1pp

70.2%+10.3pp

Annual return

28.08%

30.12%-2.0pp

802.94%-774.9pp

29.38%-1.3pp

Employer contribution / active EE

$2,479

$2,190+13.2%

$5,144-51.8%

$2,177+13.9%

Participant deferral / active EE

$4,746

$2,471+92.1%

$5,198-8.7%

$3,514+35.1%

Admin fee / account holder

$184

$472-60.9%

$13,955-98.7%

$847-78.2%

Provider

Service type

Compensation

PENSION CORPORATION OF AMERICA2+ years

Service code 13 · EIN 31-1360674

Contract Administrator

$18,865

DEMING MALONE LIVESAY & OSTROFF2+ years

Service code 10 · EIN 61-1064249

Accounting

$9,800

PCA INVESTMENT ADVISORY SERVICES2+ years

Service code 50 · EIN 59-3766965

Direct Payment

$4,694

CHARLES SCHWAB & CO., INC.2+ years

Service code 59 · EIN 94-1737782

Shareholder Servicing

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB TRUST COMPANY

Service code 52 · EIN 42-1558009

Indirect Investment Fees

FAMILY ALLERGY AND ASTHMA SAFE HARBOR 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FAMILY ALLERGY AND ASTHMA SAFE HARBOR 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion