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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,367 | $138,078-68.6% | $125,363-65.4% | $134,509-67.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.93% | 750.49%-772.4pp | 572.15%-594.1pp | 418.13%-440.1pp |
| Employer contribution / active EE | $19,333 | $5,245+268.6% | $4,815+301.5% | $4,741+307.8% |
| Participant deferral / active EE | $11,444 | $7,800+46.7% | $7,447+53.7% | $6,400+78.8% |
| Admin fee / account holder | $854 | $11,566-92.6% | $10,005-91.5% | $11,427-92.5% |