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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,635 | $115,911-15.8% | $100,530-2.9% | $158,950-38.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | -9.95% | 34.80%-44.8pp | 30.89%-40.8pp | 302.91%-312.9pp |
| Employer contribution / active EE | $764 | $4,104-81.4% | $3,418-77.6% | $4,762-84.0% |
| Participant deferral / active EE | $4,528 | $6,676-32.2% | $6,271-27.8% | $5,983-24.3% |
| Admin fee / account holder | $21,392 | $10,999+94.5% | $8,083+164.7% | $11,248+90.2% |