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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,495 | $212,386-83.8% | $199,883-82.7% | $138,895-75.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | -2.42% | 47.75%-50.2pp | 43.81%-46.2pp | 145.39%-147.8pp |
| Employer contribution / active EE | $1,406 | $6,625-78.8% | $6,261-77.5% | $4,194-66.5% |
| Participant deferral / active EE | $13,194 | $9,617+37.2% | $9,138+44.4% | $6,396+106.3% |
| Admin fee / account holder | $75,093 | $18,233+311.8% | $17,268+334.9% | $12,562+497.8% |