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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,662 | $138,078-52.4% | $125,363-47.6% | $134,509-51.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -36.41% | 750.49%-786.9pp | 572.15%-608.6pp | 418.13%-454.5pp |
| Employer contribution / active EE | $1,950 | $5,245-62.8% | $4,815-59.5% | $4,741-58.9% |
| Participant deferral / active EE | $14,820 | $7,800+90.0% | $7,447+99.0% | $6,400+131.5% |
| Admin fee / account holder | $752 | $11,566-93.5% | $10,005-92.5% | $11,427-93.4% |