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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,427 | $99,995-70.6% | $85,063-65.4% | $145,978-79.8% |
| Participation rate | 40.0% | 74.1%-34.1pp | 67.5%-27.5pp | 80.3%-40.3pp |
| Annual return | 13.97% | 83.99%-70.0pp | 66.54%-52.6pp | 550.52%-536.6pp |
| Employer contribution / active EE | $960 | $3,231-70.3% | $2,727-64.8% | $4,662-79.4% |
| Participant deferral / active EE | $1,193 | $5,295-77.5% | $4,523-73.6% | $6,690-82.2% |
| Admin fee / account holder | $3,954 | $7,255-45.5% | $6,155-35.8% | $13,400-70.5% |