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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,890 | $110,137+128.7% | $161,149+56.3% | $82,637+204.8% |
| Participation rate | 98.1% | 72.4%+25.8pp | 78.8%+19.3pp | 68.1%+30.1pp |
| Annual return | 18.72% | 20.69%-2.0pp | 21.16%-2.4pp | 53.51%-34.8pp |
| Employer contribution / active EE | $3,708 | $2,856+29.8% | $4,360-14.9% | $2,552+45.3% |
| Participant deferral / active EE | $8,847 | $4,575+93.4% | $6,153+43.8% | $4,126+114.4% |
| Admin fee / account holder | $17,468 | $9,467+84.5% | $15,194+15.0% | $7,339+138.0% |