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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,670 | $157,296-89.4% | $141,191-88.2% | $152,897-89.1% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 37.89% | 64.34%-26.4pp | 71.41%-33.5pp | 345.43%-307.5pp |
| Employer contribution / active EE | $3,484 | $5,262-33.8% | $4,736-26.4% | $4,764-26.9% |
| Participant deferral / active EE | $8,278 | $7,111+16.4% | $6,710+23.4% | $5,851+41.5% |
| Admin fee / account holder | $2,302 | $12,125-81.0% | $10,264-77.6% | $11,599-80.2% |