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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,496 | $165,381-23.5% | $149,730-15.5% | $158,966-20.4% |
| Participation rate | 55.6% | 84.6%-29.0pp | 82.5%-26.9pp | 82.0%-26.4pp |
| Annual return | 311.26% | 348.29%-37.0pp | 276.70%+34.6pp | 302.95%+8.3pp |
| Employer contribution / active EE | $3,761 | $5,104-26.3% | $4,645-19.0% | $4,762-21.0% |
| Participant deferral / active EE | $9,239 | $7,182+28.6% | $6,843+35.0% | $5,983+54.4% |
| Admin fee / account holder | $256 | $10,809-97.6% | $9,310-97.3% | $11,250-97.7% |