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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,587 | $176,402-10.7% | $134,155+17.5% | $158,950-0.9% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 6138.65% | 63.66%+6075.0pp | 36.34%+6102.3pp | 302.91%+5835.7pp |
| Employer contribution / active EE | $1,800 | $5,042-64.3% | $3,705-51.4% | $4,762-62.2% |
| Participant deferral / active EE | $2,981 | $4,093-27.2% | $3,500-14.8% | $5,983-50.2% |
| Admin fee / account holder | $23,006 | $8,719+163.9% | $6,685+244.1% | $11,248+104.5% |