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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,923 | $150,346+1.7% | $120,524+26.9% | $145,877+4.8% |
| Participation rate | 50.0% | 78.8%-28.8pp | 71.9%-21.9pp | 80.3%-30.3pp |
| Annual return | 13.73% | 154.40%-140.7pp | 107.36%-93.6pp | 551.28%-537.6pp |
| Employer contribution / active EE | $3,483 | $4,353-20.0% | $3,469+0.4% | $4,663-25.3% |
| Participant deferral / active EE | $10,759 | $6,172+74.3% | $4,994+115.5% | $6,691+60.8% |
| Admin fee / account holder | $38,769 | $12,215+217.4% | $9,440+310.7% | $13,402+189.3% |