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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473 | $81,668-99.4% | $58,507-99.2% | $139,487-99.7% |
| Participation rate | 70.0% | 61.3%+8.7pp | 50.9%+19.1pp | 80.3%-10.3pp |
| Annual return | 20.11% | 7430.07%-7410.0pp | 4252.32%-4232.2pp | 373.84%-353.7pp |
| Employer contribution / active EE | $404 | $1,398-71.1% | $1,053-61.7% | $4,755-91.5% |
| Participant deferral / active EE | $504 | $2,554-80.3% | $1,922-73.8% | $6,713-92.5% |
| Admin fee / account holder | $323 | $3,212-90.0% | $2,486-87.0% | $11,407-97.2% |