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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,256 | $133,998-46.1% | $112,263-35.6% | $134,545-46.3% |
| Participation rate | 52.4% | 78.6%-26.2pp | 75.1%-22.7pp | 81.2%-28.9pp |
| Annual return | -18.36% | 47.17%-65.5pp | 27.49%-45.9pp | 418.37%-436.7pp |
| Employer contribution / active EE | $3,942 | $4,040-2.4% | $3,636+8.4% | $4,742-16.9% |
| Participant deferral / active EE | $5,751 | $5,292+8.7% | $4,729+21.6% | $6,401-10.2% |
| Admin fee / account holder | $13,620 | $7,493+81.8% | $6,410+112.5% | $11,431+19.2% |