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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,574 | $100,139-77.5% | $85,187-73.5% | $145,884-84.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 17.59% | 84.15%-66.6pp | 66.67%-49.1pp | 551.85%-534.3pp |
| Employer contribution / active EE | $3,732 | $3,238+15.3% | $2,732+36.6% | $4,662-20.0% |
| Participant deferral / active EE | $5,472 | $5,296+3.3% | $4,525+20.9% | $6,690-18.2% |
| Admin fee / account holder | $2,044 | $7,262-71.8% | $6,162-66.8% | $13,392-84.7% |