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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,370 | $49,897-81.2% | $80,648-88.4% | $75,177-87.5% |
| Participation rate | 96.3% | 55.3%+41.0pp | 67.0%+29.3pp | 67.2%+29.1pp |
| Annual return | 27.38% | 34.68%-7.3pp | 937.21%-909.8pp | 160.75%-133.4pp |
| Employer contribution / active EE | $3,086 | $1,699+81.7% | $2,724+13.3% | $2,671+15.6% |
| Participant deferral / active EE | $4,884 | $2,992+63.3% | $4,443+9.9% | $4,126+18.4% |
| Admin fee / account holder | $403 | $3,579-88.7% | $5,382-92.5% | $5,651-92.9% |