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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,570 | $64,719-51.2% | $112,249-71.9% | $68,486-53.9% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -19.98% | -11.40%-8.6pp | 27.48%-47.5pp | -7.85%-12.1pp |
| Employer contribution / active EE | $6,286 | $2,747+128.9% | $3,636+72.9% | $2,597+142.1% |
| Participant deferral / active EE | $3,310 | $3,565-7.2% | $4,729-30.0% | $4,028-17.8% |
| Admin fee / account holder | $2,161 | $5,232-58.7% | $6,412-66.3% | $5,404-60.0% |