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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,539 | $65,364-73.2% | $92,909-81.1% | $72,975-76.0% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 22.77% | 42.11%-19.3pp | 109.44%-86.7pp | 81.01%-58.2pp |
| Employer contribution / active EE | $4,879 | $2,594+88.1% | $3,653+33.5% | $2,440+99.9% |
| Participant deferral / active EE | $2,983 | $3,128-4.7% | $4,238-29.6% | $3,608-17.3% |
| Admin fee / account holder | $635 | $4,251-85.1% | $5,795-89.0% | $5,124-87.6% |