Retirement plan

NIEDNER BODEUX CARMICHAEL AND HUFF, LLP 401(K) PLAN

Name: NIEDNER BODEUX CARMICHAEL & HUFF - NIEDNER BODEUX CARMICHAEL AND HUFF, LLP 401(K) PLAN (2018) Form 5500
Creator: NIEDNER BODEUX CARMICHAEL & HUFF
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NIEDNER BODEUX CARMICHAEL AND HUFF, LLP 401(K) PLAN, NIEDNER BODEUX CARMICHAEL & HUFF

NIEDNER BODEUX CARMICHAEL & HUFFEIN 82-4195149Plan #001PY 2018

131 JEFFERSON ST - ST CHARLES, MO 63301636-949-9300

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$463K

No prior year

Total participants

No prior year

Average account balance

$92,593

No prior year

Annual return

-0.98%

No prior year

Benchmarks

See 116,760 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort116,760 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$679K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$339K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T3D2E2J2R

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$164K

$27272 / participant

Other / not subdivided$164K100.0%

% of EOY assets

35.344%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$92,593

$138,072-32.9%

$123,549-25.1%

$135,382-31.6%

Participation rate

83.3%

84.7%-1.4pp

82.3%+1.0pp

82.6%+0.7pp

Annual return

-0.98%

153.69%-154.7pp

119.20%-120.2pp

519.77%-520.8pp

Employer contribution / active EE

$524

$5,152-89.8%

$4,628-88.7%

$4,779-89.0%

Participant deferral / active EE

$4,034

$6,799-40.7%

$6,426-37.2%

$5,609-28.1%

Admin fee / account holder

$32,726

$10,917+199.8%

$9,284+252.5%

$10,829+202.2%

NIEDNER BODEUX CARMICHAEL AND HUFF, LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NIEDNER BODEUX CARMICHAEL AND HUFF, LLP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion