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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,144 | $176,105+90.9% | $159,474+110.8% | $167,536+100.6% |
| Participation rate | 95.0% | 85.0%+10.0pp | 82.8%+12.2pp | 82.1%+12.9pp |
| Annual return | 21.47% | 331.91%-310.4pp | 263.68%-242.2pp | 478.82%-457.4pp |
| Employer contribution / active EE | $1,997 | $5,299-62.3% | $4,831-58.7% | $4,839-58.7% |
| Participant deferral / active EE | $14,067 | $7,751+81.5% | $7,353+91.3% | $6,342+121.8% |
| Admin fee / account holder | $4,488 | $12,559-64.3% | $10,802-58.4% | $12,315-63.6% |