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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,778 | $77,817+143.9% | $123,553+53.6% | $64,173+195.7% |
| Participation rate | 66.7% | 74.7%-8.0pp | 82.3%-15.6pp | 69.6%-2.9pp |
| Annual return | -0.25% | 12.49%-12.7pp | 119.21%-119.5pp | 7.63%-7.9pp |
| Employer contribution / active EE | $4,343 | $3,014+44.1% | $4,628-6.2% | $2,381+82.4% |
| Participant deferral / active EE | $4,589 | $5,240-12.4% | $6,426-28.6% | $3,470+32.3% |
| Admin fee / account holder | $153,074 | $5,519+2673.5% | $9,284+1548.7% | $4,887+3032.0% |