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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,980 | $88,702-65.1% | $81,780-62.1% | $145,978-78.8% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 8.65% | 1029.12%-1020.5pp | 776.27%-767.6pp | 550.52%-541.9pp |
| Employer contribution / active EE | $1,148 | $3,084-62.8% | $2,914-60.6% | $4,662-75.4% |
| Participant deferral / active EE | $2,173 | $4,645-53.2% | $4,321-49.7% | $6,690-67.5% |
| Admin fee / account holder | $2,193 | $8,414-73.9% | $7,384-70.3% | $13,400-83.6% |