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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,675 | $159,978+32.9% | $147,041+44.6% | $145,978+45.7% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.14% | 98.36%-84.2pp | 419.21%-405.1pp | 550.52%-536.4pp |
| Employer contribution / active EE | $37,552 | $5,288+610.1% | $4,935+660.9% | $4,662+705.5% |
| Participant deferral / active EE | $8,375 | $8,429-0.6% | $8,071+3.8% | $6,690+25.2% |
| Admin fee / account holder | $19,321 | $15,053+28.4% | $13,006+48.6% | $13,400+44.2% |