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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,675 | $160,040+32.9% | $147,096+44.6% | $145,877+45.8% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.14% | 98.49%-84.4pp | 419.75%-405.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $37,552 | $5,289+610.0% | $4,936+660.8% | $4,663+705.3% |
| Participant deferral / active EE | $8,375 | $8,429-0.6% | $8,071+3.8% | $6,691+25.2% |
| Admin fee / account holder | $19,321 | $15,050+28.4% | $13,005+48.6% | $13,402+44.2% |