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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,349 | $106,549-86.5% | $91,225-84.3% | $134,509-89.3% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -26.94% | 160.73%-187.7pp | 114.10%-141.0pp | 418.13%-445.1pp |
| Employer contribution / active EE | $4,096 | $3,331+23.0% | $2,851+43.7% | $4,741-13.6% |
| Participant deferral / active EE | $7,153 | $4,719+51.6% | $4,234+68.9% | $6,400+11.8% |
| Admin fee / account holder | $758 | $6,234-87.8% | $5,422-86.0% | $11,427-93.4% |