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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,910 | $175,259-51.6% | $149,723-43.3% | $139,487-39.1% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 10.89% | 166.82%-155.9pp | 134.50%-123.6pp | 373.84%-363.0pp |
| Employer contribution / active EE | $10,319 | $5,478+88.4% | $4,821+114.0% | $4,755+117.0% |
| Participant deferral / active EE | $2,198 | $6,522-66.3% | $5,682-61.3% | $6,713-67.3% |
| Admin fee / account holder | $1,600 | $16,158-90.1% | $13,215-87.9% | $11,407-86.0% |