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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,819 | $217,432-78.9% | $185,849-75.3% | $167,536-72.7% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 1.98% | 148.42%-146.4pp | 122.10%-120.1pp | 478.82%-476.8pp |
| Employer contribution / active EE | $2,769 | $5,875-52.9% | $5,169-46.4% | $4,839-42.8% |
| Participant deferral / active EE | $9,093 | $6,357+43.0% | $5,569+63.3% | $6,342+43.4% |
| Admin fee / account holder | $523 | $19,818-97.4% | $16,244-96.8% | $12,315-95.8% |