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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,719 | $108,685-96.6% | $74,719-95.0% | $152,885-97.6% |
| Participation rate | 22.2% | 65.3%-43.1pp | 54.5%-32.2pp | 82.5%-60.2pp |
| Annual return | 27.86% | 114.09%-86.2pp | 753.05%-725.2pp | 345.39%-317.5pp |
| Employer contribution / active EE | $0 | $1,504-100.0% | $1,084-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $748 | $2,712-72.4% | $1,963-61.9% | $5,851-87.2% |
| Admin fee / account holder | $48 | $4,905-99.0% | $3,334-98.6% | $11,598-99.6% |