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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,592 | $156,927-51.8% | $121,169-37.6% | $139,456-45.8% |
| Participation rate | 90.9% | 76.4%+14.5pp | 69.5%+21.4pp | 80.3%+10.6pp |
| Annual return | 20.11% | 1475.85%-1455.7pp | 986.71%-966.6pp | 373.45%-353.3pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,168-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $14,564 | $4,848+200.4% | $4,083+256.7% | $6,711+117.0% |
| Admin fee / account holder | $4,029 | $6,946-42.0% | $5,645-28.6% | $11,407-64.7% |