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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,009 | $175,231-28.1% | $149,696-15.8% | $139,466-9.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.27% | 166.77%-144.5pp | 134.46%-112.2pp | 373.66%-351.4pp |
| Employer contribution / active EE | $1,721 | $5,478-68.6% | $4,821-64.3% | $4,754-63.8% |
| Participant deferral / active EE | $9,832 | $6,521+50.8% | $5,682+73.0% | $6,712+46.5% |
| Admin fee / account holder | $1,318 | $16,155-91.8% | $13,212-90.0% | $11,409-88.4% |