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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,453 | $80,781-32.6% | $102,437-46.8% | $74,478-26.9% |
| Participation rate | 81.6% | 65.7%+15.9pp | 74.5%+7.1pp | 67.2%+14.4pp |
| Annual return | 15.97% | 27.58%-11.6pp | 24.95%-9.0pp | 1370.56%-1354.6pp |
| Employer contribution / active EE | $3,932 | $3,160+24.4% | $3,871+1.6% | $2,626+49.7% |
| Participant deferral / active EE | $1,535 | $3,862-60.3% | $5,060-69.7% | $4,350-64.7% |
| Admin fee / account holder | $2,627 | $2,372+10.7% | $8,388-68.7% | $1,946+35.0% |