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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,298 | $160,040-78.6% | $147,096-76.7% | $145,877-76.5% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 22.33% | 98.49%-76.2pp | 419.75%-397.4pp | 551.28%-529.0pp |
| Employer contribution / active EE | $2,614 | $5,289-50.6% | $4,936-47.0% | $4,663-43.9% |
| Participant deferral / active EE | $6,313 | $8,429-25.1% | $8,071-21.8% | $6,691-5.6% |
| Admin fee / account holder | $480 | $15,050-96.8% | $13,005-96.3% | $13,402-96.4% |