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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,929 | $93,098+153.4% | $77,081+206.1% | $134,509+75.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -23.96% | 62.63%-86.6pp | 42.33%-66.3pp | 418.13%-442.1pp |
| Employer contribution / active EE | $38,500 | $3,419+1026.0% | $2,813+1268.4% | $4,741+712.1% |
| Participant deferral / active EE | $23,750 | $5,239+353.3% | $4,428+436.4% | $6,400+271.1% |
| Admin fee / account holder | $3,770 | $6,945-45.7% | $5,427-30.5% | $11,427-67.0% |