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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,014 | $106,549-62.4% | $91,225-56.1% | $134,509-70.3% |
| Participation rate | 56.5% | 76.8%-20.3pp | 73.2%-16.7pp | 81.2%-24.7pp |
| Annual return | -19.41% | 160.73%-180.1pp | 114.10%-133.5pp | 418.13%-437.5pp |
| Employer contribution / active EE | $1,879 | $3,331-43.6% | $2,851-34.1% | $4,741-60.4% |
| Participant deferral / active EE | $3,435 | $4,719-27.2% | $4,234-18.9% | $6,400-46.3% |
| Admin fee / account holder | $1,416 | $6,234-77.3% | $5,422-73.9% | $11,427-87.6% |