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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,567 | $185,856-90.0% | $170,028-89.1% | $139,456-86.7% |
| Participation rate | 90.9% | 87.8%+3.1pp | 87.0%+3.9pp | 80.3%+10.6pp |
| Annual return | 36.07% | 60.52%-24.5pp | 53.39%-17.3pp | 373.45%-337.4pp |
| Employer contribution / active EE | $0 | $7,593-100.0% | $6,788-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $11,568 | $11,623-0.5% | $10,409+11.1% | $6,711+72.4% |
| Admin fee / account holder | $439 | $15,387-97.1% | $12,820-96.6% | $11,407-96.2% |