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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,040 | $157,304-89.8% | $141,197-88.6% | $152,909-89.5% |
| Participation rate | 72.2% | 84.8%-12.6pp | 82.5%-10.3pp | 82.5%-10.2pp |
| Annual return | 45.13% | 64.34%-19.2pp | 71.41%-26.3pp | 345.46%-300.3pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $6,951 | $7,111-2.2% | $6,710+3.6% | $5,851+18.8% |
| Admin fee / account holder | $8,299 | $12,126-31.6% | $10,265-19.2% | $11,601-28.5% |