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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,752 | $138,076-92.2% | $123,553-91.3% | $135,380-92.1% |
| Participation rate | 78.6% | 84.7%-6.2pp | 82.3%-3.7pp | 82.6%-4.1pp |
| Annual return | -8.13% | 153.70%-161.8pp | 119.21%-127.3pp | 519.81%-527.9pp |
| Employer contribution / active EE | $3,396 | $5,152-34.1% | $4,628-26.6% | $4,779-28.9% |
| Participant deferral / active EE | $7,685 | $6,800+13.0% | $6,426+19.6% | $5,609+37.0% |
| Admin fee / account holder | $2,456 | $10,917-77.5% | $9,284-73.6% | $10,828-77.3% |