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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,772 | $149,741-94.1% | $118,914-92.6% | $158,982-94.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 84.01% | 19.94%+64.1pp | 35.89%+48.1pp | 302.99%-219.0pp |
| Employer contribution / active EE | $0 | $4,119-100.0% | $3,264-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $8,621 | $5,226+65.0% | $4,266+102.1% | $5,983+44.1% |
| Admin fee / account holder | $304 | $8,607-96.5% | $6,582-95.4% | $11,252-97.3% |