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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,456 | $133,981-66.8% | $112,249-60.4% | $134,532-67.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.27% | 47.16%-68.4pp | 27.48%-48.7pp | 418.27%-439.5pp |
| Employer contribution / active EE | $10,059 | $4,040+149.0% | $3,636+176.6% | $4,741+112.2% |
| Participant deferral / active EE | $6,161 | $5,292+16.4% | $4,729+30.3% | $6,401-3.7% |
| Admin fee / account holder | $675 | $7,492-91.0% | $6,412-89.5% | $11,429-94.1% |