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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,493 | $115,814-26.2% | $101,275-15.6% | $158,982-46.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 24.73% | 56.16%-31.4pp | 46.48%-21.8pp | 302.99%-278.3pp |
| Employer contribution / active EE | $21,610 | $4,176+417.5% | $3,660+490.4% | $4,763+353.7% |
| Participant deferral / active EE | $4,176 | $4,958-15.8% | $4,371-4.5% | $5,983-30.2% |
| Admin fee / account holder | $1,102 | $7,249-84.8% | $5,948-81.5% | $11,252-90.2% |