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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,576 | $93,098-85.4% | $77,081-82.4% | $134,509-89.9% |
| Participation rate | 62.5% | 74.5%-12.0pp | 67.9%-5.4pp | 81.2%-18.7pp |
| Annual return | -11.42% | 62.63%-74.1pp | 42.33%-53.7pp | 418.13%-429.6pp |
| Employer contribution / active EE | $2,085 | $3,419-39.0% | $2,813-25.9% | $4,741-56.0% |
| Participant deferral / active EE | $4,078 | $5,239-22.2% | $4,428-7.9% | $6,400-36.3% |
| Admin fee / account holder | $40 | $6,945-99.4% | $5,427-99.3% | $11,427-99.6% |