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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,759 | $112,121-48.5% | $95,960-39.8% | $158,966-63.7% |
| Participation rate | 37.5% | 79.0%-41.5pp | 77.1%-39.6pp | 82.0%-44.5pp |
| Annual return | 20.64% | 171.16%-150.5pp | 91.63%-71.0pp | 302.95%-282.3pp |
| Employer contribution / active EE | $1,185 | $3,199-63.0% | $2,541-53.4% | $4,762-75.1% |
| Participant deferral / active EE | $6,415 | $4,784+34.1% | $4,167+54.0% | $5,983+7.2% |
| Admin fee / account holder | $1,690 | $10,135-83.3% | $6,797-75.1% | $11,250-85.0% |