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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,043 | $152,597-81.6% | $117,533-76.1% | $134,532-79.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | 149.35% | 53.04%+96.3pp | 29.77%+119.6pp | 418.27%-268.9pp |
| Employer contribution / active EE | $6,914 | $5,576+24.0% | $4,179+65.4% | $4,741+45.8% |
| Participant deferral / active EE | $15,925 | $4,821+230.3% | $4,072+291.0% | $6,401+148.8% |
| Admin fee / account holder | $1,577 | $7,007-77.5% | $5,647-72.1% | $11,429-86.2% |