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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,767 | $127,273-19.3% | $109,895-6.5% | $167,518-38.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 12.32% | 22.97%-10.7pp | 29.46%-17.1pp | 478.71%-466.4pp |
| Employer contribution / active EE | $28,750 | $3,324+764.9% | $2,843+911.1% | $4,838+494.2% |
| Participant deferral / active EE | $11,293 | $4,515+150.1% | $4,049+178.9% | $6,342+78.1% |
| Admin fee / account holder | $578 | $7,117-91.9% | $6,067-90.5% | $12,312-95.3% |