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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,204 | $167,522+7.0% | $151,639+18.2% | $134,532+33.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -20.77% | 7.81%-28.6pp | 3.34%-24.1pp | 418.27%-439.0pp |
| Employer contribution / active EE | $48,750 | $6,828+614.0% | $6,165+690.8% | $4,741+928.2% |
| Participant deferral / active EE | $12,300 | $8,986+36.9% | $8,363+47.1% | $6,401+92.2% |
| Admin fee / account holder | $740 | $13,780-94.6% | $11,613-93.6% | $11,429-93.5% |