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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,119 | $209,874-28.9% | $189,537-21.3% | $167,536-11.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 18.85% | 748.61%-729.8pp | 555.34%-536.5pp | 478.82%-460.0pp |
| Employer contribution / active EE | $43,750 | $6,913+532.9% | $6,161+610.1% | $4,839+804.1% |
| Participant deferral / active EE | $11,700 | $8,934+31.0% | $8,220+42.3% | $6,342+84.5% |
| Admin fee / account holder | $576 | $14,299-96.0% | $12,048-95.2% | $12,315-95.3% |