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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,546 | $27,943-1.4% | $58,507-52.9% | $75,177-63.4% |
| Participation rate | 16.7% | 38.8%-22.2pp | 50.9%-34.2pp | 67.2%-50.5pp |
| Annual return | 27.59% | 44.22%-16.6pp | 4252.32%-4224.7pp | 160.75%-133.2pp |
| Employer contribution / active EE | $317 | $670-52.7% | $1,053-69.9% | $2,671-88.1% |
| Participant deferral / active EE | $1,269 | $1,202+5.6% | $1,922-34.0% | $4,126-69.3% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,486-100.0% | $5,651-100.0% |